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On Your Own Now: Ages 18+

10 Money Saving Tips for College Students

Do you have fine wine tastes on a cheap beer budget? It’s ok – most college students are living on a budget. If not, they’re likely students getting themselves into a cycle of debt.

While neither is fun or easy, you can become smarter about the way you spend your money. Keep in mind that the key to financial success is being aware of how you’re spending your money. Also, know that there’s a difference between being cheap and having spending savvy. There’s nothing wrong with living within your means, rather than beyond.

Stretch your dollar further with the following money-saving tips:

1. Sell last semester’s books back.

2. Don’t make impulse purchases.

3. Don’t buy the most expensive college meal plans. Figure out what you actually consume and get the correlating package.

4. Limit the number of times you eat out monthly.

5. Always pay bills on time to avoid late fees.

6. If you have a credit card, pay it off as quickly as possible. (It’s good to establish credit, but a bad credit score follows you everywhere.)

7. Walk, use public transportation or ride a bike instead of having a car.

8. Live with others so you can split rent and utilities.

9. Consider more basic phone packages and plans or plans that include unlimited texting with free incoming calls

10. Shop where they offer student discounts. There are so many places that offer discounts to students with a school ID.

 

Fastweb.com

 

Visit the Claim Your Youth site for more articles and financial resources!

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