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HomeLoans & Credit Cards • WPCCU Simple1 Debt Consolidation Loan

Simple1 Debt Consolidation Loan

Achieve a healthier financial life

We can help you consolidate high-interest rate credit card debts and loans into one low-interest loan. Simple1 Debt Consolidation can help you:

  • Save time and money
  • Put extra cash in your pocket every month
  • Take control of your finances
  • Get expert advise

Rates as low as 7.99% APR*

Based on a $10,000 Simple1 Loan:

Credit Score APR** Term Monthly Payment
720+ 7.99% 60 months $202.76
700-719 9.99% 60 months $212.47
670-699 13.99% 60 months $232.68
640-669 15.99% 60 months $243.18
<639 17.99% 60 montha $253.39


*APR = Annual Percentage Rate. All credit union loans are subject to income verification and ability to pay. Your rate may be higher based on your credit score. This loan may not be used to refinance existing WPCCU loans. **This is a tiered fixed-rate loan with an interest rate as low as 7.99%. Rates are subject to change and are based on the member’s FICO score and credit history. All standard credit union terms, conditions and guidelines apply. Loan rates are promotional and are not valid with other WPCCU promotions.



We Heard You!
We are excited to provide WPCCU members with an all new Digital Banking Experience.

To take advantage of the new features, all members will need to complete the enrollment process and update their passwords. If you're new to Online Banking, it's easy to get started.

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Online Banking User

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NEW Online Banking

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Having trouble logging In?

If this is your first time logging in, you’ll need to confirm your personal information including your WPCCU Member Number and email address. If you are an existing Online Banking user, your login username will remain the same. Follow the on-screen prompts to confirm your personal information to get started. To ensure the security of your accounts, please call us at (866) 903-7064 if you do not know your Member Number.

If you’ve logged into the new Online or Mobile Banking after June 26, 2018, the forgot password and forgot username tools can be used to recover your account information. If you still need assistance, please call us for assistance at (866) 903-7064 during business hours.

If you are having trouble with Bill Pay, please call (866) 903-7064.


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Sign up for Online Banking and Bill Pay. It's Free!

Thank you for your interest in our free Online Banking and Bill Pay services. To sign up, please call the Credit Union at 1-800-300-9728, or visit any branch, and a representative will assist you in setting up your Online Banking account.

Would you like to learn more about Online Banking? Click here to see the Online Baking demo.

If you’ve already enrolled in Online Banking but have forgotten your Online Banking ID or password, please call us at 1-800-300-9728.