This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Search
Home > Loans & Credit Cards > Mastercard Credit Cards > CC Rates, Charges, and Fees

Credit card rates, charges and fees

  Platinum Mastercard Platinum Cash Rewards Mastercard 
 

Platinum MasterCard

Apply Now

Platinum Rewards MasterCards

Apply Now
INTEREST RATES & INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases

9.74% to 18.74% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate as published in the Wall Street Journal. 

13.74% to 21.74% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate as published in the Wall Street Journal.

 Other APRs

Balance transfer APR:
9.74% to 18.74% based on your creditworthiness when you opened your account.

Cash advance APR:
9.74% to 18.74% based on your
creditworthiness when you opened your account.

The APR may change periodically based on the Prime Rate, plus a margin, as published in the Wall Street Journal.

Balance transfer APR:
13.74% to 21.74% based on your creditworthiness when you opened your account.

Cash advance APR:
13.74% to 21.74% based on your
creditworthiness when you opened your account.

The APR may change periodically based on the Prime Rate, plus a margin, as published in the Wall Street Journal.

How to Avoid
paying Interest on Purchases

   Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on your purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

Minimum Interest Charge

None

None

Credit Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore/

FEES

Annual Fee

None

None

 Transactions Fees:

 Balance Transfer

None

None

Cash Advance

None

None

Foreign Transaction

1.10% of each foreign transaction in U.S. dollars.

Penalty Fees:

Late Payment

$10 when payment is 10 days or more late.

Rejected
Convenience Check

$23

Returned Payment

Up to $20

 
How We Will Calculate Your Balance: We use a method called "Average Daily Balance (including new purchases)."

Platinum Cash Rewards mastercard Rewards Terms and Conditions.

 

Close Window

Having trouble logging In?

To access Digital Banking from both your mobile phone and desktop computer, your username must be at least 8 characters. Username is not your name but online ID and is not case sensitive. Password is case sensitive and must be at least 8 characters - at least 1 number, at least 1 lowercase letter and at least 1 uppercase letter. If your existing username is less than 8 characters, please replace it to meet the minimum requirement. For support please us call at 800-300-9728 (M-F). Watch our tutorial videos