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HomeMember InfoSecurity Center • Avoid Foreclosure

Avoid Foreclosure

Act Quickly

By waiting longer, you make the foreclosure process more complicated and expensive to stop. In addition to losing your home, foreclosure will negatively impact your credit rating and decrease your future chances of getting a loan.

We Want to Help

Most mortgage lenders, including the Credit Union, would rather avoid the costly foreclosure process and work to help you keep your home. However, keep in mind that no lender is under any obligation to offer or agree to alternative payment options. Any loan default is solely your responsibility and it is up to the lender to decide whether to offer potential solutions.

Available Options

Payment options are based on the lender’s evaluation of your personal financial situation and may include:

  • Repayment Plan. Lender may agree to a payment schedule to help bring your account current.
  • Loan Modification. Lender may recommend modifying the mortgage terms, such as extending the number of years to repay the loan, or changing an adjustable rate to a fixed rate.
  • Forbearance. Lender may reduce or suspend payments temporarily, after which another payment plan will be agreed upon to bring the loan current.

Be Prepared

To have your financial situation accurately evaluated, be prepared to provide your lender with the following information:

  • Most recent pay stubs
  • Most recent W-2
  • Most recent account statement
  • Letter describing your financial situation
  • Written detail of your expenses and income



We Heard You!
We are excited to provide WPCCU members with an all new Digital Banking Experience.

To take advantage of the new features, all members will need to complete the enrollment process and update their passwords. If you're new to Online Banking, it's easy to get started.

I'm an existing
Online Banking User

Change Password & Confirm Info

I've never logged into
Online Banking

Enroll Now

I've already enrolled in the
NEW Online Banking

Do Not Show Me Again


Watch our tutorial videos   |   Remind me later        

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Having trouble logging In?

If this is your first time logging in, you’ll need to confirm your personal information including your WPCCU Member Number and email address. If you are an existing Online Banking user, your login username will remain the same. Follow the on-screen prompts to confirm your personal information to get started. To ensure the security of your accounts, please call us at (866) 903-7064 if you do not know your Member Number.

If you’ve logged into the new Online or Mobile Banking after June 26, 2018, the forgot password and forgot username tools can be used to recover your account information. If you still need assistance, please call us for assistance at (866) 903-7064 during business hours.

If you are having trouble with Bill Pay, please call (866) 903-7064.


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Sign up for Online Banking and Bill Pay. It's Free!

Thank you for your interest in our free Online Banking and Bill Pay services. To sign up, please call the Credit Union at 1-800-300-9728, or visit any branch, and a representative will assist you in setting up your Online Banking account.

Would you like to learn more about Online Banking? Click here to see the Online Baking demo.

If you’ve already enrolled in Online Banking but have forgotten your Online Banking ID or password, please call us at 1-800-300-9728.