This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
HomeLoans & Credit CardsLoan Rates • Personal Loan Rates

Personal Loan Rates

Personal Loan Products
Effective Date: 07/18/18

Simple1 Loan
(Debt Consolidation)

Up to 60 months 7.99% Maximum amount $20,000

Signature Loan

12-60 months 11.90% Maximum amount $40,000
Representative Example: A $15,000 Simple1 Loan financed at 10.49% APR for 48 months would result in 48 monthly payments of $383.98.
PowerPledge Secured Loan
  12-60 months 3.0% above current dividend rate  
  61-120 months 3.0% above current dividend rate  
    2.5% above certificate rate Up to 90% of share balance. Term not to exceed maturity date. Loan balance due upon maturity/redemption.
PowerPledge Share Secured Loan up to 100% of share balance. Loan balance due upon share withdrawal. Representative Example: A $10,000 Secured Loan financed at 3.10% APR for 60 months would result in 60 monthly payments of $180.13.
Certificate Pledge Loan
  Not to exceed Certificate Term 2.5% above certificate rate Maximum loan amount 90% of certificate balance
Representative Example: A $5,000 Certificate Loan financed at 3.10% APR for 24 months would result in 24 monthly payments of $215.13.

Cash Account Line of Credit
Effective Date: 07/18/18
Daily Periodic RateAPR*
0.0490411% 17.90%
An overdraft protection credit line for your checking account.

Power Advance Loan
Effective Date: 07/18/18
Loan AmountFeesAmt ReceivedDividend RateAPR*Term
$300 $30.00 $270 18.00% 82.20% 60 days
$400 $40.00 $360 18.00% 82.20% 60 days
$500 $50.00 $450 18.00% 82.20% 60 days
Fee plus interest and the term determine the APR for this loan. One payment will be due at loan maturity.



We Heard You!
We are excited to provide WPCCU members with an all new Digital Banking Experience.

To take advantage of the new features, all members will need to complete the enrollment process and update their passwords. If you're new to Online Banking, it's easy to get started.

I'm an existing
Online Banking User

Change Password & Confirm Info

I've never logged into
Online Banking

Enroll Now

I've already enrolled in the
NEW Online Banking

Do Not Show Me Again


Watch our tutorial videos   |   Remind me later        

Close Window

Having trouble logging In?

If this is your first time logging in, you’ll need to confirm your personal information including your WPCCU Member Number and email address. If you are an existing Online Banking user, your login username will remain the same. Follow the on-screen prompts to confirm your personal information to get started. To ensure the security of your accounts, please call us at (866) 903-7064 if you do not know your Member Number.

If you’ve logged into the new Online or Mobile Banking after June 26, 2018, the forgot password and forgot username tools can be used to recover your account information. If you still need assistance, please call us for assistance at (866) 903-7064 during business hours.

If you are having trouble with Bill Pay, please call (866) 903-7064.


Close Window

Sign up for Online Banking and Bill Pay. It's Free!

Thank you for your interest in our free Online Banking and Bill Pay services. To sign up, please call the Credit Union at 1-800-300-9728, or visit any branch, and a representative will assist you in setting up your Online Banking account.

Would you like to learn more about Online Banking? Click here to see the Online Baking demo.

If you’ve already enrolled in Online Banking but have forgotten your Online Banking ID or password, please call us at 1-800-300-9728.