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HomeLoans & Credit Cards • Skip A Pay

Skip-A-Pay

Need a little extra cash this month?  Skip a payment!

With WPCCU's Skip-A-Pay you can skip a loan payment on any eligible loan once every 12 months!  It’s fast, easy and convenient.  Just click on the Skip-A-Pay link in your Online Banking account, visit any branch, or call us at 1-800-300-9728 to see if your loans are eligible.

How the program works:

  • A $25 fee will be charged for each loan payment skip.

  • Participating in the Skip-A-Pay program will increase the term of your loan.

  • You must be 18 years old or older to participate.

  • Real estate loans of any kind are excluded from this program.

  • MasterCard credit card loans, Cash Account line of credit and PowerAdvance loans are excluded from this program.

  • Your loan must be open for at least six months and you must have made at least six payments on the loan to be eligible to skip a payment.

  • All credit union accounts and loans must be current and in good standing. No charged-off or delinquent loans allowed. No negative balances allowed.

  • You may only skip one payment per 12 month period on each eligible loan.

  • If you have Credit Life or Credit Disability Insurance your loan, it will not be extended past the original maturity date of your loan.

  • If you have any automatic loan payments it is your responsibility to make any necessary changes. Automated loan payments will continue unless you notify us to change those payments.

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Having trouble logging In?

If this is your first time logging in please follow these instructions:

  1. Enter your Online Banking ID.
  2. Enter your Password. You must use the last four numbers of your Social Security Number as your temporary password the first time you log in.
  3. Then follow the on-screen instructions to set up your new password, security image and security settings. 

If you’ve forgotten your Online Banking ID or password, or find that it isn’t working, please call us for assistance at 1-800-300-9728.

If you are having trouble with Bill Pay, please call (855) 333-6067.

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Sign up for Online Banking and Bill Pay. It's Free!

Thank you for your interest in our free Online Banking and Bill Pay services. To sign up, please call the Credit Union at 1-800-300-9728, or visit any branch, and a representative will assist you in setting up your Online Banking account.

Would you like to learn more about Online Banking? Click here to see the Online Baking demo.

If you’ve already enrolled in Online Banking but have forgotten your Online Banking ID or password, please call us at 1-800-300-9728.