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Both the MasterCard® and the Gold MasterCard® programs offer the following features:

• Accepted at over 10 million merchants worldwide
• 25 days grace period on all credit purchases
• No annual fees 
• Free $200,000 travel accident insurance
• Toll-free 24-hour customer service
• 24 hour ATM access
• Free balance transfers

MasterCard Securecode®
The SecureCode is a free service that helps protect you from identity theft when you shop online. You will register in a secure environment by developing a password and personal greeting. Once you register your secure code for your credit or debit card, your registration will be active and no one else will be able to use your card number at any participating online store without knowing the password. The information is stored in a database with only the information required for authentication during online purchases. SecureCode works from any computer with an Internet connection and there is no special software to install. Please click here and follow the steps to activate your protection.

Gold MasterCard
Credit limits from $5,000 are available. Fixed rate as low as 11.8% APR.

Our Gold MasterCard offers a number of exclusive benefits that are not found with most credit cards: MasterPurchase Retail Protection Services: protection for most retail purchases and includes Purchase Assurance, insuring purchases for 90 days against theft, fire, or damage; and Extended Warranty, doubling the manufacturer's U.S. warranty of one year or less.

MasterAssist Travel Assistance Services: Dial a toll-free number and receive emergency medical assistance, legal advice, pre-trip information, insurance coverage on your rental car, and emergency roadside service.

MasterCard Secure Code: Protect youself from identity theft when you shop online. You will register in a secure environment by developing a password and personal greeting. Once you register your secure code for your credit or debit card, your registration will be active and no one else will be able to use your card number at any participating online store without knowing the password. The information is stored in a database with only the information required for authentication during online purchases. SecureCode works from any computer with an Internet connection and there is no special software to install. Please click here and follow the steps to activate your protection.

Start Up MasterCard

No credit history? No problem! If you are over 18 years old and do not have any derogatory credit you are automatically approved for the Start Up MasterCard program.