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Loan Rates

Effective from June 1, 2010

MasterCard
Card TypeMaximum LimitAPR* as low as
Platinum MasterCard $15,000 9.80%

No annual fee. No cash advance fee. 25 day grace period to repay the balance before a finance charge on purchases is imposed. Minimum credit limit is $500. Rates subject to credit approval. View complete credit card terms and conditions here.

Additional Loan Products
ProductTermAPR* as low asNotes
Computer Loan 24 months 9.90% Maximum amount $5,000
Unsecured Signature Loan 12-60 months 11.90% Maximum amount $15,000
Debt Consolidation Loan Up to 60 months 11.90% Maximum amount $20,000
Share Pledge Secured Loan 12-60 months 4.10% 4.0% above current dividend rate
Share Pledge Secured Loan 61-120 months 5.10% 5.0% above current dividend rate
Share Pledge Secured Loan up to 100% of share balance. Loan balance due upon share withdrawal.
Certificate Secured Loan Maturity Date 4% above certificate rate Up to 90% of share balance. Term not to exceed maturity date. Loan balance due upon maturity/redemption.

Cash Account Line of Credit
Daily Periodic RateAPR* as low as
An overdraft protection credit line for your checking account
0.0490411% 17.90%
View complete terms and conditions here.

 

*APR=Annual Percentage Rate.  All rates subject to change without notice, and are based on approved credit. 

 



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